Living Benefits Life Insurance
Coverage designed to protect loved ones and, when eligible, provide access to benefits during qualifying health events.
ENC Financial Group
Building Financial Security for the People You Love Most
Protect your family, your future, and your financial well-being with personalized insurance and financial solutions designed to help you thrive.
Licensed in
Florida, Virginia, Maryland, Washington DC
Bilingual service
English | Español
Talk with Alba
754-400-7535
About Alba Yuliza Reid
Guidance rooted in education, communication, and community.
Alba Yuliza Reid is a licensed insurance professional dedicated to helping families understand their options and make confident decisions about financial protection.
With a background as a journalist and communications expert, Alba brings clarity, empathy, and a strong educational approach to every conversation.
As a community advocate, she is passionate about serving individuals, homeowners, and business owners in both English and Spanish.
Services
Protection and planning for every stage of life.
ENC Financial Group helps you compare solutions, understand the details, and choose coverage aligned with your family, home, business, and future goals.
Mortgage Protection
Help protect your home and family from the financial impact of unexpected illness, disability, or loss of income.
Final Expense Coverage
Simple coverage options that can help loved ones manage end-of-life expenses with dignity and less financial stress.
Retirement Solutions
Strategies that support long-term income planning, protection, and confidence as retirement approaches.
Financial Services
Personalized financial conversations designed to help you organize goals, protect assets, and move forward with clarity.
Living Benefits Education
What Are Living Benefits?
Certain life insurance policies may allow you to access a portion of your benefit while living if you experience a qualifying illness or health-related event. Availability, eligibility, and benefit amounts depend on the policy provisions, riders, and terms and conditions.
Living benefits are not available on every policy and are subject to underwriting, policy language, and qualifying conditions.
1
Choose appropriate protection
2
Understand qualifying events
3
Access guidance when life changes
Why Choose ENC
A more personal way to protect your financial future.
Personalized guidance
Multiple insurance solutions
Bilingual service
Education-focused approach
Licensed in FL, VA, MD, and DC
Client Experiences
What Clients Are Saying
“Alba explained my options clearly and helped me feel confident about protecting my family.”
Client Review
“The process felt personal, educational, and focused on what mattered most to us.”
Client Review
“ENC Financial Group made complex insurance choices easier to understand.”
Client Review
Appointments
Schedule Your Complimentary Consultation
Choose a convenient time on Alba's calendar for your complimentary consultation.
Contact
Request guidance for your next step.
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